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Some people believe that having life insurance , planning for their death, will bring misfortune to their lives, and would rather not have any at all. Unfortunately, too many people don’t realize the importance of life insurance until it’s too late.
Life insurance protects those who depend on your paycheck, such as your wife, children and quite possibly, your parents. If you die prematurely, life insurance can provide ongoing income to your dependents, until they are able to live comfortably without it. It can also provide emergency support for legal, medical and funeral costs, should family savings not be sufficient to cover them.
OTHER FUNCTIONS OF LIFE INSURANCE
- Credit Facility
- Security for Business Undertakings
- Makes Savings Possible
- Conservation of Earning Power
- As a Gift
- Life Income for the Widow
- Educational Funds for the Children
- Funds for Re-adjustment Purposes
Imagine yourself gone tomorrow; what would the immediate impact on your family be? Are they counting on your paycheck in the years ahead to cover basic needs and future savings goals? Could they afford the funeral costs? Who would pay the home mortgage? Would your family be thrown out on the streets?
At this stage in your life, if you still don’t have life insurance, maybe it’s time to consider getting some — not for your sake, but for your family’s.
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